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It’s not laziness.
Most people are too resource poor, too time poor, and too exhausted from being violently forced to be profitable to someone else, to have the headspace to do what you suggest.
You can indeed spend every waking moment optimizing your life, but then you would be just one person among tens of thousands who could be successful doing that. 99.999% of people would utterly burn out trying to achieve the same. They don’t have the underlying intergenerational wealth that would give them the ability to do so, or don’t have the free time to do so, or have too high of a cognitive load just putting one foot in front of the other to do so. Vanishingly few people are “just too lazy” to do so, and of those who are, they are the ones who can monetarily afford to be lazy.
It’s why poverty is fiendishly expensive, and why it is almost impossible to escape poverty