this post was submitted on 11 Jan 2024
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Indian ICICI bank app reverse security (lemmy.world)
submitted 10 months ago by [email protected] to c/[email protected]
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[–] [email protected] 2 points 10 months ago (3 children)

Huh? I don't understand this post

[–] [email protected] 4 points 10 months ago

IMO this is one example of the countless stupid rules banks force on its customers in the name of security.

  • No VPN
  • Smartphone app only protectable with a four digit pin
  • Access from rooted phones not permitted (but windows PC is ok)
  • Maximum password length enforced

There are many more, feel free to add some mire stupid ideas.

[–] [email protected] 1 points 10 months ago (1 children)

Bank doesn’t allow use if connection is originating from VPN. It’s really stupid because passwords exist.

[–] [email protected] 1 points 10 months ago (1 children)

Oh yeah. Like I have my physical 2fa security key, verified 2fa phone number, and can verify from my email, but if I log onto vpn with all this information I am a bot user. Hate it. Fortunately, either my bank doesn't flag it or protonvpn is getting past it. But, I know plenty of websites and services like Geometry Dash flag my vpn.

[–] [email protected] 1 points 10 months ago (1 children)

I haven’t run into it at all. If my bank does this I’m moving elsewhere. I’m not going to to business with a bank that is that stupid.

[–] [email protected] 1 points 9 months ago* (last edited 9 months ago)

Some banks out there don't even take physical hardware tokens so I'm happy my bank takes it.

Edit: Here is a website somebody made that shows which banks even have 2fa and what methods they support.

[–] [email protected] 1 points 10 months ago* (last edited 10 months ago)

the idea is that a vpn makes you more secure (which is not true outside some very exceptional circumstances)