Ufot

I just use 9 key/excel. Guess it's not as portable as a physical calculator.

At least they wouldn't have to pay for cars/gas anymore!

Get a solid $20 knife and look up some knife techniques. Grab a bowl or something ready for the scraps. I can dice up an onion in like 30 seconds, you could probably do it in less than a minute if you have a sharp knife and practice a little.

If youre really pressed for time you can prep ingredients beforehand, either earlier in the day, or even a previous day, and then cook them later.

Some recipes do take a lot of work and prep but lots of them don't. Some take awhile but the active time isn't much, so it's not like you just have to stand there.

Its easier said than done, but you don't have to wait until you're hungry to start cooking.

I like baseball, it's got lots of stats, its always on, and you don't have to be glued to the radio/tv to follow a game. Playoffs give you the drama. Regular season is more of a cruise.

If you like the radio the sf giants have an excellent radio(TV too) broadcast team. They have a good Spanish broadcasting duo too if that's your thing.

I'm sure there's other good ones, I couldn't tell you, following one team casually is enough of a time commitment.

If youre in America it's probably a good idea just to follow the local team. If there isn't one check to see if there's a AA or AAA affiliate nearby.

Lol I saw this one in the wild.

Absolutely absurd.

I'll bet my left ass cheek this millionaire is paying over the market average for rent. I'll be generous in her "thriftyness" and call it 2k.

So 24,000 a year. Ober 7 years, 168k

Almost bought a place an hour out of Seattle, probably tacoma. Homegirl isnt living in dupont. According to this website.

https://fred.stlouisfed.org/series/ATNHPIUS45104Q

Avg home price in tacoma 2024: 450k 2017: 250k

Let's be super generous, say she dropped an extra 150k in maintenence/tax/costs etc Still up a cool 100k

They telling me her diversified investments of 250k made 268k in profit?

Yeah ok.

What are ethical ways people could/should invest their money into instead?

I'm not going to ever be a landlord, but I want to retire at the point.

Maybe you can enlighten me on more ethical ways to invest my money because at this point I think not putting money into a 401k is a terrible financial decision.

Tax deferred compounding interest is too good of a deal for the average person to pass up. Over 30 years you'll be looking at anywhere from 100-150% return on investment.

$50 a paycheck for 30 years with 5% avg return turns your $39k total contributions into $100k in retirement savings. $100 turns $78k in total contributions into $200k savings.

For many people who find saving difficult, me included, being able to set it and forget it, plus the understanding it needs to be for retirement to get the full return, has allowed me to save money I would have spent/wasted otherwise.

Due to the compounding factor, the sooner a person starts the better the return, so to discourage young people to not put money into a 401k is IMO actively harmful.

IMO It's like telling someone they shouldn't have health insurance. Yeah it's bullshit that society forces us to participate in a fucked up system but not having it puts future you at a terrible risk.

It's cause he's only drinks socially.

Soy milk

For me blues and jazz are genres that I much prefer to hear live than recorded. I'll put them on if I'm in a particular mood, but they're not in my regular rotation.

If I want to see live music the first thing I'll do is scope a few venues to see if I happen to recognize any artists. Second thing I'll do is look for any blues or jazz shows.

Lol this always cracked me up. Ask your partner I guess?

Fwiw I picked up some vanilla scented beard oil for when I eventually date again. I don't want to smell like leather. But if sandlewood gets my next partner going lol, I'll pick some up.

What the hell are you even talking about? What are the bands that you like that used to tour and only play festivals now?

Covid fucked everything up.