I occasionally watch an American YouTuber married to a Chinese man, living in china, and they can’t afford a car (my observation, she claims they don’t need one). They have recently upgraded to a bigger electric scooter as their family car.

You have a point, but originally interest was both compensation for the lander for offering you the loan, and a way to mitigate risk in case you fail to pay. Without interest, why would anyone lend a random stranger some money? Interest is basically the only things that props up an unsecured loan.

Only if you don’t have insider info.

Someone make a rule that a new community is visible to the public only if it has more than 5 posts. At the very least, the person who opened the community needs to be active on it.

An American is trying to explain to a Russian what freedom of speech is.

American: I can go out to the street and shout for everyone to hear that my president is an idiot.

Russian: I can also go out to the street and shout for everyone to hear that your president is an idiot.

Chickpea cakes = breaded falafel?

At this point, American health/dental/vision insurance is just a monthly payment / membership fee needed in order to be able to access medical care at a somewhat reasonable price.

Normalize paywall.

You had to buy the newspaper to read the newspaper, so paying for a digital newspaper isn’t any different. Plus, people will pay a reasonable fee for good content.

Even the ny times has paying subscribers. This isn’t much different from Netflix. As long as the pricing is fair, and the articles don’t double dip by including ads on top of subscription, it will work just fine.

Give people a free trial to test the content.