The DMV and the post office(if you submitted am address change) are the most likely offenders.

In the US it can even vary by state. Dying without a will or transfer on death assets can be a nightmare for the deceased family. My father died without a will and my mother and I spent a year jumping through hoops and dealing with lawyers trying to get everything straightened out.

I encourage everyone to take a look at their local laws related to the subject. You may be surprised at how things would work out without some planning on your part.

Yep, that was the first thing I thought of after reading the headline. I read 'The woman who.would not be silenced' and it left a big impression on me.

I couldn't get past the pay wall to read the article buy I don't put much stock in people trying to forecast the future. They have no clue what the future brings.

With that said, I don't think were seeing any more turmoil than at other points in history. If you look back at history there have been major disruptions about every decade (give or take) with more minor static in between. Covid, financial crisis, 911, gulf wars, oil embargo, Vietnam war, Korean war...etc.

People that thrive over time have their investments diversified and adjust as circumstances dictate. Setting and forgetting may not yield optimal returns but you'd probably do just fine long term. The key phrase is long term. I'm talking 40-50 years not just a few years.

I dramatically reduced my spam by switching to proton email and requesting removal at the big data brokers. Inteltechniques.com has a list of data brokers and how to request removal of each. There are a ton of brokers but I just did the big 6-8 brokers that they recommend starting with. I went from hundreds of spam a day down to 20-30. YMMV.

I see all 5 pics. That is gorgeous.

I love shows like that. There is one called something like 'How I caught my killer' which usually involves digital forensics of some sort. It's cool and super creepy at the same time. It also makes me wonder how far I should go with trying to be anonymous. If someone had a Grapheneos phone bought anonymously and only used e2ee communications on a VPN..what sort of hindrance would that be if that person was murdered. Lol these are the thought exercises that I go through while I'm walking the dog....that and how to keep the dog from noticing that bunny in the next yard.

Long story short. I googled my name and city and was sufficiently creeped out. Ive been online a long time and just didn't notice how much privacy had eroded around me. It's like that parable about how to cook a frog. They just slowly increased the temp on me. Fortunately I've jumped out of the pot before I got cooked alive.

I'm in the Bitwarden camp. There is no other way for me to have complex/secure passwords and remember them for my gazillion accounts.

Yep, it's pretty quiet here. What areas of personal finance interest you most? What sort of conversations are you looking to have?

I got into the early retirement movement and subsequently optimizing my spending and investing. In general I like to talk about money matters because most people don't like to discuss money IRL.

Agreed. I've been trying to actively participate in communities that I would otherwise just lurk in.

As a former programmer, I appreciate the hard work you folks are putting in so the rest of us can putter away our free time. You're doing great. Thank you.