Sofi

Honestly anyone but AmEx would be fine. I travel a ton and AmEx would make it so I do not use my Apple card any longer.

There are so few places that take it in SEA.

I wish it’s available in other countries

I'm cancelling my card if they move to Chase. Never ever had good luck with them. I know a lot of people have but idk they've always let me down/been underwhelming. Honestly Apple has enough money to open a banking side but there are probably some legal reasons they cant.

I don’t see it happening, at least not without significant changes to the card itself. The whole premise of the Apple Card is to provide tools and policies that help cardholders cut down on the types of spending that actually lead to card issuers making money. The Apple Card transaction volume would have to be really high to offset the lost opportunity for interest revenue, and if that were the case Goldman probably wouldn’t be struggling right now.

I don’t see what Chase has to gain from taking on this card. It’d need to be a non-dominant player with something to gain from growth.

If they made it a Chase card I’d apply instantly

It’d be awesome if it switched over to Visa as well, then I could use my card at Costco which is basically the only place I can’t use my AC right now.

I think it goes to Bank of America or Chase. BofA could be helpful because this card is already a mastercard right?

Why would Chase do this if they know very well that GS lost their asses doing it? Would Chase have a different, better "deal" with Apple so they would not lose their asses doing that?

I'm not sure how Chase is in the US other than probably more popular but their fairly recent launch in the UK has been great. I like the cashback and for better or for worse luckily max it out most months.

I think the only reason I haven't moved everything into Chase is hassle of moving everything and there is a slight sentimental feeling towards my Barclays account as it was the first account I had since I moved to the UK many years ago.

it's a dumb reason to cling onto the Barclays account but it is what it is.

After Goldman lost so much money due to these cards, I’m wondering what bank is stupid enough to step in next

I am thinking about stopping using a chase credit card (freedom card) because the rewards are atrocious. If Apple went to Chase I might see if I can replace the freedom with Apple.

Anyone but WF or Synchrony 😩

Why isn’t Apple opening their own bank division?

Are they stupid?

Is the apple card even worth getting? I feel like I make maybe at most 1-2 Apple purchases a year besides the monthly $10 iCloud family subscription I have.

Kinda surprised - goldman was losing lots of money with the Apple card. Surprised JP Morgan would take the risk per se.

Back when I was too young and stupid to understand how bad having credit card debt was, I had cards from a few companies including Chase. I remember Chase had the biggest fees whenever I made late payments. I soon realized that I need to pay them off and not use credit cards unless I pay them off every month, which I've done ever since. This experience leads me to wonder: who is this "ideal" partnership between Apple and Chase "ideal" for?

Apple might do it with SoFi.. because SoFi likes to put its name on everything.

How does Mark Gurman get paid to be so wrong so often? Since the signing of the Paris Agreement in 2015, Chase has lent at least $434 billion to fossil fuel interests. There is no way Apple is going to get in bed with them.