America moment, here it's the inverse.

Ambulance (€0)
Uber (€50 w/o dedicated healthcare)

This benefits rich and poor alike, and all that by the rich paying actual tax, together with a general wellbeing-focused society.

American experience.

I broke a bottle on my wrist one night.
Someone called the ambulance.
They show up. Cops also show up.
Medics check and clean the wound. Didn't hit a vien. Patch me up.
Cops make sure it's not a domestic dispute. They leave.
I ask medics how I'm supposed to pay....

Medics: you only get charged if we give you a ride.
Me: so I can just go to the ER on my own and skip the ride?
Medics: yeah. ER or even Urgent Care would be faster.
Me: well shit thanks for coming to make sure I don't die. I appreciate you two.
Medics: No problem. Take care.

Then I got an uber to the ER and got stitches. If it was earlier in the day I could've gone to urgent care (like a small clinic not a full hospital) to get taken care of faster and cheaper.

There is a secret third option :3c

As a European, I'll take the €0,- ambulance ride, thanks.

I live in the US. My spouse has been taken to the hospital by ambulance at least 5 times, probably more. Most of those times he had pneumonia, he's quadriplegic and asthmatic, he couldn't breathe and needed to lie flat and get oxygen, not sit in his wheelchair or a car seat. The other time was a GI bleed from a botched surgery. So all the ambulance trips ended with him being "admitted" and staying in the hospital from a few days to five months. Every time, the insurance covered the ambulance. Being admitted is the qualifying event.

Insurance has also covered non-emergency ambulance rides home, because they don't wait until he's fully well to send him home, and the hospital doctor prescribed it.

Do we spend out the ass on insurance premiums? Yes, because we know we're likely to need the best coverage. It's our biggest monthly expense.

Would universal government-sponsored healthcare be better? Fuck yes.

Would it be gutted like a fish every time the GOP was in power? A good reason to vote them out and keep them out.

But I've driven myself to the ER, because I could still safely do so, and often a Lyft can do the job just as well, if you can sit and don't need medical support to keep from dying on the way there.

"Bleeding out" would require an ambulance, "bleeding" might not. Will the ambulance driver probably decide they need lights and siren? Yeah, you should be calling 911.

Do be kind and protect the driver/vehicle from anything messy or contagious. If you expect the ER will probably be able to treat you and send you home without a hospital stay, it's unlikely the ambulance will be covered.

And if you're one of the millions with no insurance because our stupid job-based profit-oriented system makes it unaffordable? My heart breaks.

Kristi Noem would probably come shoot you for free.

Crazy de-sync

Only $2500? I've heard it is quite a bit more depending on which for profit third party provider is handling the ambulances for your area.

You're low balling the ambulance cost