Finally, some movement. But 2028? Give me a break. Money launderers do not wait around while bureaucrats set up an agency. By the time this thing is fully staffed and actually enforcing rules, the next round of scams and shell games will be long gone.

The idea of a centralised AML body actually makes sense, in theory. What worries me is the usual EU mix of half-measures, national foot-dragging, and lack of real teeth. If AMLA can actually force banks to take action, fine, I'll be impressed. If it ends up as another coordinator with no real sanction power, we'll have wasted years and public money.

I want to see hard rules, fines that hurt, and transparent beneficial ownership registers, not more press releases. Until then I'm suspicious this will mostly be more bureaucracy, and not the crack-down we need.