Buying a $112,000 car

$0 down payment

11% interest

teenager goes into debt because they were pressured to go to college their entire life: play stupid games, win stupid prizes

fellow hog goes into debt wasting money on a Ford F-420: robbery!

Libertarians discovering when you're not the robber baron, you're the victim

$1900 car payment

lol. lmao

There's one single dollar in the entire US economy and it's being borrowed and loaned out 35 trillion times.

That is over 7 times my car payment.

With that kinda car payment I could pay down in 3 months.

You could buy a shitty beater one month, a different one the next month, then alternate between them while covering repairs for the other for basically the same payment each month.

If not this, what exactly do they think financing is?

This is the entire fucking basis of their entire worldview. Actuarial data regarding ROIs and interest is the entire shtick. To them there should be nothing else that is important, nothing else should be considered sacred or important besides the APR generating a profit. Otherwise that's a compulsion to care about something and you would have to be like a jedi resisting the urge to be seduced by the dark side. Max Steiner Stirner would spit on your grave if you thought that this is anything but the most holy of civil interactions.

I don't understand, how does a libertarian think this will be better with no law at all?

Class consciousness raising for many amerikkkans unironically needs to start with an explication of the problem of usury. Things are that bad here.

At this point to call libertarians "utopians" is an insult to proper utopians, they're just blind lotus eaters

Nothing grinds my gears more than the willful stupidity of libertarians. They claim to be the true acolytes of capitalism but they can never prove it by dazzling us with their huge wealths and power. They’re never some captain of industry it’s some fucking small business owner. Krill. They’re fucking krill waiting to be gobbled up by the bigger fish. Look at this fuckwit getting fucked by the market, by usury, a concept as older than the Iron Age. This fucking brain chump probably thinks he’s a better businessman than Bill Gates because he knows Bill Gates only got rich through evil “fake capitalism.” In the real world if this guy were to ever become a vague challenge to Gates’ wealth the vast systems corrupted by capital: state, banking, telecom, etc, would conspire to stomp this ant deep into the dirt. This impotent caterwauling is all they’re good for.

How the fuck is a Dodge Ram going for over 30k, let alone a 100k?

I would call it voluntarily getting robbed. They weren't held at gun point to sign this, or get a truck they can't actually afford. Options exist (even if many aren't great), this certainly was a choice made for a reason I can't figure out.

[redacted] yourself immediately champ

Rentier economy hours.

You can become X main character with weak shit like this? How the great have fallen.

Yes, this is literally how finance makes their money? Did you think interest just magically happens (other than it technically does in this particular economy)?