Try and find a non-American credit card that actually works. It's fucked.
I'd start with Internet. Actual Internet infrastructure, buy an actual independent party that's not reliant on Robellus.
Banking thats not directly reliant on the big 3.
I understand, and appreciate the point and intent on the CRTC and the Canadian financial system protections. But the consumers get fucked as a result of them as well. At some point, the gates have to get opened here, somehow.
Banks used to pay us interest. Now they soak us in fees, reporting billions in quarterly profits, under government protection (and let's not kid ourselves, they are the government). Ditto for the communications system.
Beanfield for internet (mostly available in Toronto) - Canadian company, owns their own fibre in the ground.
That's sweet! Hopefully they expand out west. That's the problem with our country, don't think I can't appreciate that it's a capital sucking nightmare to invest in infrastructure creation here. I get it. But there's gotta be some middle ground, somewhere.
Banks used to pay us interest.
lol, I get $0.01 on over 1k in a savings account, yeah used to get more. wondering what the point even is anymore
Credit Union had a good deal last year, start moving money into savings and they'd give you bonus interest on top of regular for 6 months. Wasn't bad $125 interest a month as we build savings up
Shop around for a better rate? Most of the offerings from big banks are literal trash like .01% or something.
Wealthsimple is Canadian for example and has a few % on their base savings account, goes up with amount in the account. It was up around 4% before the fed bank rate got cut multiple times. Every time the BoC cut the bank rate they cut the interest on their savings acc a proportional amount but atleast you still get like 30x what big banks give.
+1 for Wealthsimple but if I'm not going to get anything from my savings, I use Credit Unions. They're generally focused on local businesses
More ISPs, there is one independent ISP left in Ontario and they are getting murdered by Bell/Rogers.
Kingston utilities is rolling out internet for business. I'm really hoping residential is next.
Small farms.
Nova Scotia as an example. We do not have large farms like central and western Canada. Most are small family run operations. For the past 8 years Nova Scotia farms have been in the red. They're closing at unprecedented rates and locally grown food is becoming harder and harder to find. An entire province that may soon not have any ability to produce food.
No farms. No food.
Not online services but I agree…
Definitely need more small farms everywhere. Food wise here in Alberta we have a good selection I find. Greenhouse grown produce, field grown veg, lots of beef, pork and poultry too. But we need more of these producers.
I find we do not have enough fruit (we need orchards!) though.
I would also like to see more dairies and especially yogurt and cheese makers. Cheese is really not a big deal. I know small cheese makers in Europe that employ 3-5 people and crank out 2 dozen different cheeses year round.
Ok. Local Advertising and selling platforms that are competitively priced for local farms to sell their goods and gain customers without the expenses of travel and market fees.
Probably going to get flak for this, but AI and cloud.
We have cheap power, we have some of the best researchers, and regardless of personal feelings there are lots of people greeting high value out of AI.
I know we have Cohere but it’s really like them to take up the consumer space and mindshare.
Right now as a country we are pretty much 99% dependent on US tech platforms.
If Trump signed an executive order to Google, AWS, Cloudflare, and Microsoft to stop providing cloud services virtually every company in the country would be dead instantly. No email to communicate, no servers to provide services, no files since they’re all in clouds.
Canada Cloud https://thinkon.com/sovereign-cloud/
Country could be changed to Western world.
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