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What kind of online service are we missing
(lemmy.ca)
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this post was submitted on 07 Jul 2025
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I'd start with Internet. Actual Internet infrastructure, buy an actual independent party that's not reliant on Robellus.
Banking thats not directly reliant on the big 3.
I understand, and appreciate the point and intent on the CRTC and the Canadian financial system protections. But the consumers get fucked as a result of them as well. At some point, the gates have to get opened here, somehow.
Banks used to pay us interest. Now they soak us in fees, reporting billions in quarterly profits, under government protection (and let's not kid ourselves, they are the government). Ditto for the communications system.
Beanfield for internet (mostly available in Toronto) - Canadian company, owns their own fibre in the ground.
That's sweet! Hopefully they expand out west. That's the problem with our country, don't think I can't appreciate that it's a capital sucking nightmare to invest in infrastructure creation here. I get it. But there's gotta be some middle ground, somewhere.
lol, I get $0.01 on over 1k in a savings account, yeah used to get more. wondering what the point even is anymore
Credit Union had a good deal last year, start moving money into savings and they'd give you bonus interest on top of regular for 6 months. Wasn't bad $125 interest a month as we build savings up
Shop around for a better rate? Most of the offerings from big banks are literal trash like .01% or something.
Wealthsimple is Canadian for example and has a few % on their base savings account, goes up with amount in the account. It was up around 4% before the fed bank rate got cut multiple times. Every time the BoC cut the bank rate they cut the interest on their savings acc a proportional amount but atleast you still get like 30x what big banks give.
+1 for Wealthsimple but if I'm not going to get anything from my savings, I use Credit Unions. They're generally focused on local businesses