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Revolut partners with Wero (German) (stadt-bremerhaven.de)
submitted 4 days ago by [email protected] to c/[email protected]
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[-] [email protected] 32 points 4 days ago* (last edited 4 days ago)

Isn't Revolut that company owned by the son of a member of the board of Russia's Gazprom? Weren't they also partnering with a mobile phone company that was owned by Russians, so to get around sanctions they sold it to a German Russophile for €1, meanwhile continuing to pay profits to sanctioned Russians?

Revolut isn't really a good alternative for Buy European - and I say that as a user myself. By all means take advantage of the deals and low rates (good currency exchange rates), but be wary of integrating it into your traditional banking and definitely think twice before making it your main bank.

[-] [email protected] 29 points 4 days ago

Also, they very intentionally decided to block use of their app on custom ROMs, cutting out all Graphene/Calyx/e/OS users.

So... not great.

[-] [email protected] 8 points 4 days ago

Are there any banks that really work without google services? I hope the EU will force banks to work without google services someday.

[-] [email protected] 4 points 4 days ago

My bank works on LineageOS.

[-] [email protected] 2 points 4 days ago

Everything? Even payments with the phone?

[-] [email protected] 3 points 4 days ago

You can try Curve as a contactless payment. I works without Google: Curve on /e/os

[-] [email protected] 0 points 4 days ago

I see that it's an intermediary, not a bank. You need to have a bank account first with a VISA or Mastercard and that's what's connected to Curve.

But thanks for pointing it out.

[-] [email protected] 1 points 1 day ago

I haven't seen any bank apps that support mobile payments. They always integrate with Google Pay instead.

[-] [email protected] 4 points 4 days ago

And Google Wallet is also not a bank...

[-] [email protected] 1 points 1 day ago

I don't use and have never used Google Wallet. Why are you saying this?

[-] [email protected] 3 points 4 days ago

As in contactless payment at a terminal? No that requires google wallet. But if you mean making transfers yes.

[-] [email protected] 2 points 4 days ago

I should've said contactless payments. But good to know that there's a bank out there which has at least a functional app without google play.

[-] [email protected] 1 points 4 days ago

Yeah it's very hit and miss though, and potentially the bank could require strong Play Store integrity, which can only be achieved with a clean keybox file (hard to find).

With regards to contactless purchases, you're actually better off doing it with the physical card contactless, in terms of consumer rights. A contactless card purchase is processed as "Cardholder not present", where the seller assumes some of the liability for verifying the transaction is legit. With such a purchase you can easily argue that someone stole your card and made transactions without your permission, making it easier to claim under consumer protection laws.

This type of purchase has existed for decades and was used for catalogue purchases as well as early internet purchases. If you make a purchase with your card and PIN, or your phone with its PIN, then the purchase is considered authenticated by you and it will be harder to argue it wasn't you. These days a lot of internet purchases are also authenticated (often by SMS or apps) but a contactless card purchase is not.

[-] [email protected] 1 points 4 days ago

potentially the bank could require strong Play Store integrity

From reading GrapheneOS posts, that happens often. It's really frustrating to be a paying customer and suddenly shunted out of the app (and thus practically the bank) because they can't get their lips off of the Google exhaust pipe. We might need to start a coordinated movement to tell the EU to regulate this kind of shit.

[-] [email protected] 2 points 3 days ago

It does happen often, and it changes over time. For example, my HSBC app used to work just fine without Play Store at all, then it requried some integrity, now it requires strong integrity.

[-] [email protected] 2 points 3 days ago

From good to bad to worse

[-] [email protected] 1 points 4 days ago* (last edited 4 days ago)

Don't know if mine works on lineageOS but the contactless payments are done via an additional app and is entirely independent of google wallet.

Edit: apparently the app works on lineageOS. So if you live in Germany, choose any Sparkasse and use their banking

[-] [email protected] 2 points 4 days ago

Yes there are. Some can be made to mostly work without Google Services, and the majority do work perfectly well with microG.

I have apps from three different banks (I know, ridiculous, but there are reasons) on my /e/OS Fairphone 4 and as far as I can tell they all work 100%.

[-] [email protected] 4 points 4 days ago

At least you can get around that.

[-] [email protected] 3 points 4 days ago

How?

[-] [email protected] 3 points 4 days ago* (last edited 4 days ago)

Magisk (root) plus possibly modules. I don't think Revolut requires that, I think you can just set Magisk to Zygisk domain and hide root by putting Revolut in the deny list.

If it requires more then you'll need to look into MicroG implementations on your device. Assuming Pixel devices (because the user above said GrapheneOS etc), then you'll be installing MicroG as a Magisk module along with Play Integrity Fix, Shamiko, Tricky Store and Zygisk Assistant, at least for Android 14. You'll need a clean keybox file though, and those are very tricky to get, if you want to pass strong integrity but you should be able to get most Play Store Integrity checks to pass then. Without the keybox though some banking apps won't work (because those banks are bastards) without passing strong integrity.

[-] [email protected] 2 points 3 days ago

Damn, I guess I'll keep living without them.

[-] [email protected] 0 points 4 days ago* (last edited 4 days ago)

Lul

I heard about a client for Graphene once tho

Also, isnt revolut just a payment processor like paypal?

[-] [email protected] 1 points 4 days ago

It's more like a bank. You get accounts for different currencies and you can buy/sell stock, commodities and crypto. Unlike PayPal, they have instant SEPA transfers.

[-] [email protected] 8 points 4 days ago* (last edited 4 days ago)

can't we just have one decent thing for a moment before it becomes tied to some fascist asshole? what about Monzo, is the situation the same?

For anyone interested:

https://www.imd.org/research-knowledge/finance/articles/revolut-could-allegations-of-russian-involvement-sidetrack-a-fintech-revolution/

TLDR:

"Storonsky went on to release an open letter rejecting accusations of the company’s potential links to the Kremlin. In the letter, he assures customers that Revolut has data servers only in the EU. It states that Storonsky’s father is an engineering scientist for the company Promgaz, without specifying that this belongs to the Russian gas conglomerate Gazprom. It also declares that DST Global Fund’s only connection to Russia was that one of its six partners, Yuri Milner, was born in Russia."

[-] [email protected] 4 points 4 days ago

GNU Taler?

[-] [email protected] 2 points 4 days ago

how does this even work? it looks like a framework for organizations with banking licence etc to use for certain financial operations.

[-] [email protected] 3 points 4 days ago

They exploited job applicants and made them work for free too.

[-] [email protected] 13 points 4 days ago

I love seeing Wero grow!

[-] [email protected] 7 points 4 days ago

I’m a happy Revolut user and this is great news!

[-] [email protected] 3 points 4 days ago

Wero?

[-] [email protected] 3 points 4 days ago

Waiting on this for n26!

this post was submitted on 26 May 2025
88 points (94.0% liked)

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