this post was submitted on 01 Jul 2024
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Climate - truthful information about climate, related activism and politics.

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Discussion of climate, how it is changing, activism around that, the politics, and the energy systems change we need in order to stabilize things.

As a starting point, the burning of fossil fuels, and to a lesser extent deforestation and release of methane are responsible for the warming in recent decades: Graph of temperature as observed with significant warming, and simulated without added greenhouse gases and other anthropogentic changes, which shows no significant warming

How much each change to the atmosphere has warmed the world: IPCC AR6 Figure 2 - Thee bar charts: first chart: how much each gas has warmed the world. About 1C of total warming. Second chart: about 1.5C of total warming from well-mixed greenhouse gases, offset by 0.4C of cooling from aerosols and negligible influence from changes to solar output, volcanoes, and internal variability. Third chart: about 1.25C of warming from CO2, 0.5C from methane, and a bunch more in small quantities from other gases. About 0.5C of cooling with large error bars from SO2.

Recommended actions to cut greenhouse gas emissions in the near future:

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US Home Insurance Still Priced Too Low for Climate Risk, Says Swiss Re Chair (www.bloomberg.com)
submitted 4 months ago by [email protected] to c/[email protected]
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[–] [email protected] 21 points 4 months ago (1 children)

Eat. Fucking. Shit. Boo hoo, the poor multibillion-dollar insurance companies have to honor their contracts and actually pay out for people's policies. All I read is, "We want to increase our profit margins using the specious reasoning that it's because of climate change; don't like it, move. Also, we're not going to do anything to address the causes, because that would hurt our bottom line."

And who will be hurt most by these "necessary" price hikes? It's certainly not people wealthy enough to afford them or wealthy enough to move. It's everybody else who can't afford to move and/or who are forced to carry insurance by their lender.

[–] [email protected] 4 points 4 months ago (1 children)

Yup. They keep raising my insurance, year after year even without any claims being made. This increases my monthly mortgage payments. They also keep creating bs loop holes to jump through like going off of credit scores for affordable rates which is horse shit. I had amazing credit when I bought my home, however a series of hospital visits has utterly destroyed my credit scores.

Dear Insurance companies, go fuck yourself you greedy cunts