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Personal Accounting: Do You Do It? How? (beehaw.org)

submitted 1 year ago by [email protected] to c/[email protected]

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Hi all,

So I started YNAB a few years ago, and found myself enjoying the accounting aspects more than the budgeting aspects. When the price kicked up, I thought I'd explore the personal accounting space some more.

So I started using GNUCash and learned about double entry accounting. Which was fun sometimes, less fun other times. I liked that I could use Git with the save file, didn't like entering every. single. transaction. manually. I could never figure out the bank sync.

Eventually, I switched to Quicken, and have been mostly OK with it so far (on Mac). Though I'm still not used to using Reports and the like for personal analytics, the mobile app is clunky, and I occasionally run into wonky bugs with sync or with the general app.

How do you all go about tracking funds in accounts, if at all?

Thanks!

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[–] [email protected] 3 points 1 year ago

I've been using Mint for years and it serves my needs. It's kind of slow, they push advertising at you, but I got everything setup years ago and making slight changes to my budget categories takes no work at all. Syncing with my accounts is necessary because I definitely wouldn't put the time into software that requires any amount of manual importing. I login at least once a month to see how my wife and I are doing with keeping to our budgets, but that's about it.

Day to day, keep an eye on our shared credit card and checking account. We're lucky enough that we don't live paycheck to paycheck so I don't feel the need to track everything with a magnifying glass. That being said, Mint has been invaluable to set ourselves spending and savings goals and has made it easy to track progress on both. I'd be interested in a FOSS alternative so I could stop using an Intuit product, but haven't yet seen anything that is better for my needs.