this post was submitted on 10 Feb 2024
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Are you in the EU?
I'm an EU citizen and my cards are issued in the EU, but I live in Asia.
Which Bank? The one I use sucks ( financially and IT-sec wise)
DKB, the credit card for online purchases and the debit card for in person stuff. The app allows quite some micromanagement for card permissions.
On top of it I've got an account with wise.com where I can generate virtual cards, I do that frequently when traveling abroad to sign up for local taxi apps and other services I'll never use again, then delete the card once I'm done.
And as an ultimate backup I've got an N26 account, just in case someone only accepts MasterCard. I don't trust them one bit though and only carry a balance of 150 EUR or so on the card and top it up only when it's exhausted.
Are you happy with DKB and Wise in all other ways?
Yep, been using both of them for ages. DKB for 20 years now, wise for almost 10. Never had a reason to complain, except for DKB as a broker, they are just way too expensive.