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I believe it only goes down from 70 to 55. A better shot for sure, but you’d still be overpaying and having to buy without an inspection etc.
I don’t see being more wealthy relative to the wealthiest as that beneficial in this scenario. They still have the ability to outbid if they want to.
Building more housing, particularly apartment building or condos that people can own is the simplest solution to the problem. Solving income equality is a massive task with no perfect solutions. Building more houses is straight forward.
Are you familiar with price elasticity of demand? If they have to pay a larger share of their wealth, they will buy fewer. If houses cost $100, couldn't you think of reasons to buy more than one, where you wouldn't if houses were priced within what you could afford but much more expensive than that?
IMO the distinction between income and wealth inequality is very important here. Income inequality is about jobs, wealth is about accumulated capital.
Yes, but again, there isn’t enough supply for everything you are saying to be the problem. It’s Supply supply supply.
Saying "supply" three times in a row isn't an argument that other factors are not also relevant.
Supply is the singles biggest factor is all
Well I don't disagree with that really