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At some point we'll face the fact that we can save another 1/3 of health care costs by using a Medicare for all (fuck the insurance companies) and making the health industry government owned (yikes socialized medicine). But that will be a long time from now.
Lump ALL insurance together, make it government run, or legislate it non-profit, with pay rates the same, and tiered the same as social workers.
We need to shame these companies that profiteer off of their neighbors. It's state sanctioned looting of someone's estate while they're down. If they want to profit, let them offer profit packages in other countries, we dont need anymore ambulance chasing opportunists. Beaurocrats...shudders
Oh... If only the government was not as bad and complicit in all of it. If you need proof, here is the Medicaid.gov page detailing how states are allowed to claim any money left in an estate of an enrollee who had the audacity to be poor without a spouse and adult offspring.
"Everybody who supports single-payer healthcare says, ‘Look at all this money we would be saving from insurance and paperwork.’ That represents 1 million, 2 million, 3 million jobs of people who are working at Blue Cross Blue Shield or Kaiser or other places. What are we doing with them? Where are we employing them?” - Obama, 2006
https://www.thenation.com/article/archive/mr-obama-goes-washington/