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[–] 0 points 2 years ago (2 children)

Why would you not use it? They offer 0% interest at a time when interest rates are sky high. Someone needs to pay that interest and my guess is that it's built into the price. So you basically pay more by not using it.

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  • [–] -1 points 2 years ago (1 child)

    To be clear, I still think they're toxic and think they should be banned. But you basically pay more by not using them today.

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