The online lists of bank savings accounts I've looked at are now mostly out of date.
The guardians for my grandmother recently got control of her CBA bank account (don't worry this isn't a horror story) and discovered it was all in an almost 0% interest account, so they've moved it to a goalsaver (4.65% at time of writing).
I have a CBA account, but moved my savings around a few years back first to Bank Australia (they had good interest for a while) then Credit Union SA (currently at 3.65%). I feel like I might end up with an account with everyone at this rate.
ING seems to offer 5.5% right now but they have a longer list of requirements attached than I expected (I'll have to start using their cards if I join them).
Any thoughts or advice? EDIT: Also are fixed term deposits ever sane? I've always assumed that guessing the direction of interest rates is a gamble.
Can someone tell them the ME Bank OSA + ETA rates are wrong?
As of Thursday 22nd June 2023, the ME Online Savings Account bonus rate has increased to 4.20% from 3.95%. Base rate is the same.
Though I will say their new app-only account types (SaveME and SpendME) might be the only ones that can be opened right now.