My material needs are certainly met. My family will likely never buy a home but I've never wanted to so that's no loss for me. We have food, water, shelter and access to education for our children (for all the good that will do them).

I have had times in my life where my material needs were very far from being met. Either as a result of lack of funds or as a result of being located somewhere hostile to those needs. Though the fear of a post scarcity economy has been one I've had since I was a child (ironically the most materially unstable portion of my life) so this has been a consistent character trait, whether or not I could articulate it.