Let's say you don't want a fire, like it's your data center. You'll want to get paid if the fire does happen. So you bet on fire, like you're buying insurance against it.

Two interesting differences from existing fire insurance.

• If you're not an asshole, then now you're just getting insurance at a better rate because there's more competing insurers.
• If you are an asshole, then you'll find yourself now paying the external cost of owning the data center, as higher insurance rates.

That's the real point of this software. It would allow crowdfunded defense against people who are destroying the world and own the legal system. Most participants would just be minimizing costs or gambling, not ideologically motivated.