The man credited with inventing the mortgage was 15th century Englishman Nicholas Barbon. Sometimes his last name is rendered Barebon or Barebone; because Benjamin Franklin hadn't invented spelling yet. Nicholas Barbon's middle name was apparently "If-Jesus-Christ-had-not-died-for-thee-thou-hasdst-been-damned".

His dad's name was Praise-God Barbon.

Look, if you ever want to know why American theology is as fucked as it is, it's because we were colonized by people like THAT.