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submitted 1 day ago by return2ozma@lemmy.world to c/usa@lemmy.ml
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[-] MoonMelon@lemmy.ml 9 points 23 hours ago* (last edited 23 hours ago)

Just got a $400 bill for the blood work for my yearly physical. Routine stuff, should be almost totally covered by my insurance (which isn't cheap). In the past, it has.

Naturally the bill is due within days of me receiving it, despite the visit being months ago. It just takes that long for anything to wind through the labyrinth-like entrails of coding, billing, and negotiation. Also I get the sense there's some high-pressure tactics here.

I waited until business hours then I spoke to an AI voice agent. These things now include small breathing sounds and "background noise" that sounds like they exist in a call center instead of the bowels of a data center that is deafening and poisoning everyone within a quarter mile. It still responds too quickly and too cheerfully to be human, though. This thing finally directs me to a person.

She sounds like she is in India. She also sounds terminally bored, which is good. That is the proper response and anything else puts me on guard. Turns out the bill was submitted with my middle initial, while the name on my insurance card is without my middle initial. This is a pretext, of course, the insurance company could easily make that connection (and hundreds of other services do). But they are hoping I would just pay the bill. She resubmits. Now I wait another two months for another bill, or perhaps nothing gets changed and the first bill is now overdue, with fines, or going to collections. Whatever.

What a fucking privilege to live in this system. I'm more insulted by how much of my doctor's time this wastes, since her time is so much more valuable than mine.

[-] yenahmik@lemmy.world 5 points 22 hours ago

I just went for my annual physical at a new doctor (my old one got bought out and no longer accepts my insurance). The doctor chatted with me for 15 min, never even laid hands on me or anything, and sent me on my way to get blood work. Imagine my surprise at getting an $80 bill the next month.

Apparently we discussed something not covered under the annual physical umbrella so they had 2 different codes for "New Patient Office Visit" that were charged to insurance (each roughly $400 a piece). Insurance covered all but the $80 I was then charged.

This was literally the least hands on physical I've ever had but somehow the most expensive. It really turned me off of the new doc, but not sure it's worth the pain to find a new one (took me 3 years to find this one navigating my insurances atrocious interface of in network providers).

this post was submitted on 12 Aug 2026
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