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How do I keep my 401k safe from the inevitable crash?
(hexbear.net)
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For me its much simpler. I go, "Should I save?" And then I go, "Oh, right. I don't have any money anyway. Haha."
Now run the heuristic again but with “save” meaning “investing in China” 😉 it gets a little rosier
(This is not financial advice everyone should just DCA into VT in a 401k and a Roth IRA and a brokerage account in that order and call it a day)