Ah, so you are like me, or the category I described, you just haven't the formal education or work experience.

... possibly because you are capable of doing / understanding the math to the extent that you can explain why you can't afford such an education, or get such a job.

Keep that curiosity and analytical skepticism and skill alive, it will be highly useful in that 'medium term' I was describing, lol.

.... you wouldn't happen to have any coding or game dev experience, would you?

I'm retired by way of injury these days... I can't offer any money upfront, but you sound like the kind of person I would want to at least brainstorm ideas with, genuinely.