The one thing you CAN do, and it's FREE is to place a FREE freeze on your credit file with the following: Experian Equifax Transunion Chexsystems Lexisnexis

These leeches are required by law to provide a free method to freeze access to your credit file. They don't make it easy to find, and bury it under their paid "premium" offers, usually in a plain-text link at the bottom of the page.

Once you do this, those pre-approved credit cards will stop cold. This will increase your credit score every month, as each one is a "soft inquiry" on your file, costing you thousands over time in higher interest rates, denied credit, and denied leases/rental. It also helps slow down identity theft.

Do this for your kids' social security numbers as well. Those are prime for theft.