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this post was submitted on 07 May 2026
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Its rather obvious that the other guy meant health insurance. I didn't even notice the different word they used by (presumably) accident, I guess my brain auto corrected it lol. But thanks for pointing that out.
I’m fairly certain he meant life insurance. In the US under the ACA, charging people higher premiums or cancelling their coverage due to pre-existing conditions is illegal
Oh okay. The more I learn about the insurance system over there, the more confused I am.
But I'm confused anyway so its probably a me problem.
No it's not. Life insurance premiums here go up when you have certain conditions (especially without getting them treated). Health insurance premiums here are pretty heavily regulated on such things, and they just offer a few discounts for a handful of things like getting an annual checkup, not smoking, and getting vaccinated.