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this post was submitted on 21 Feb 2026
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Privacy
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The loss of most banking apps and Google Wallet (tap and pay). For me, those are the killer features you lose. And the reason I gave up on custom ROM's on a FairPhone 3+ after many years.
I dunno if this is helpful or not but on mine I went to Settings > Apps, clicked on my banking app and then turned on "Exploit protection compatibility mode" and that got it working for me. Probably depends on the bank but might be worth a try!
All my banking apps work fine on Graphene. AFAIK there is only a very, very short list of apps which don't work on Graphene.
There is a website that maintains the list: https://privsec.dev/posts/android/banking-applications-compatibility-with-grapheneos/
I think "most banking apps" depends on your location. I never had any problems with them.
Yeah Google Wallet not working is annoying, but for me it's a good tradeoff.
It's not a location thing . . it's a per-banking app thing. And specifically it's a "does your banking app use Google Play integrity API" thing. On LineageOS running on my FairPhone 3 . . my banking apps all worked . . . until the day they didn't. Here is a table reporting the current state of banking app comparability around the world . . but the next update from any specific bank could (and in my case did) break it -
https://privsec.dev/posts/android/banking-applications-compatibility-with-grapheneos/#international-banking-apps
PS. In the UK I did actually find an alternative to Google Wallet. . . Curve Pay. Not open source, but not dependent on Play Services. And enabled tap and pay on LineageOS.
https://www.curve.com/
What made you not use the web for your banking? Is the app 100% required? I use the web interface (forcing desktop version) for mine on graphene with no issues.
Can't you do a separate profile on graphene and enable Google Play services there? Or am I misremembering?
google play integrity works at a different level. it checks if you are running a google-approved, "sealed" operating system
Ohhhh, thanks for clarifying that for me.