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Mastercard/Visa’s control (thelemmy.club)
submitted 7 months ago by to c/curatedtumblr@sh.itjust.works
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[–] 1 point 7 months ago (2 children)

How is a deposit not practical?

You need to have the money and manage it going back and forth, a credit card's CREDIT requires 0 management.

A rental company is taking a huge risk by renting cars to any random person with a driving license.

Yeah, that's why they like credit cards, they can guarantee a safety deposit HIGHER than your monthly withdrawal limit.

It’s really only unpractical if you don’t have enough money on your account to afford the deposit, but then why are you renting cars?

Let's say I'm poor, my car breaks down, I need to go to work otherwise I'll lose it, not everywhere has public transport options, I guess if I don't have an extra 1k€ on my account to pay for the deposit, I can get fucked, right? Shouldn't have been poor.

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  • [–] 2 points 7 months ago (1 child)

    Let’s say I’m poor, my car breaks down, I need to go to work otherwise I’ll lose it, not everywhere has public transport options, I guess if I don’t have an extra 1k€ on my account to pay for the deposit, I can get fucked, right? Shouldn’t have been poor.

    Shit americans say, I swear.
    My man, if you rely on a car for work but your company doesn't provide you transportation, you're being exploited. If you live in the middle of the forest so there is no public transport around because squirrels keep chewing tram rails or whatever, but whatever your employer is paying you isn't covering your anti-squirrel measures, then again, you're being exploited. Contact your union rep, quit your job, find something normal. If you can't find anything, apply for one of a many government programs that will pay you stipend to learn skills that will allow you to start working for something other than whatever shady shit you did before.
    But we're glaring over the most fun part of this all, the fact that I don't think there are places in Europe where you can rent a car from a renter that requires you to pay only with MasterVisa, but there is no public transportation around.

    Add to this the fact that you talk about credit card as if it's normal to have one in Europe, and I am beginning to suspect that you don't actually know what you're talking about

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  • [–] -1 points 7 months ago*

    Shit americans say, I swear.

    Do you see the TLD on my instance?

    long fucking tirade about whatever

    look I like arguing just as much as the next person - no wait I don't! I don't even know why I'm arguing about this about people who don't want to listen, so whatever man, keep living in your fantasy land you're lucky enough to live in, I hope you never have to come out here with the dirties.

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  • [–] 2 points 7 months ago* (last edited 7 months ago)

    How are you getting a credit card in that last situation? You need a steady income and good credit that is able to pay the full credit at the end of the month to even apply for one. Which your hypothetical doesnt have....

    And as the other person said, it's pretty ridiculous to go rent a car if you're in that situation because of how cheap and good public transportation is.

    There's nothing you need to 'manage' about getting money back aside from checking your bank statement to make sure it went well. You would have to check that on your credit card statements too because deposit theft can happen just the same there too. But deposit theft is crazy uncommon to begin with.

    And deposits are typically not 1k around here but like maybe 100-200 bucks at best, and on the lower end for your poor smuck example too.

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