Say that any louder and it’ll be DOGEd overnight.

Nice but floundered. Call me when consumers and small businesses can use it.

It's also a heck of a lot quicker to process, (effectively instant) and works even on holidays.

And of course, banks like Bank of America, Capital One, and tons of other financial institutions simply refuse to use it, because that would mean spending money on changing their infrastructure, and making it more convenient for people to also use accounts outside of theirs.

Seriously, it's been ages, and they've refused to use it at all, even though it's purely a financial and technical upside for every user once it's implemented.

You pay fees for transactions?