This is what chatgpt says:

Insurance and Liability Considerations

While exceeding the recommended speed is not illegal, it can affect liability in the event of an accident:

Increased Liability: If you're involved in an accident while driving over 130 km/h, you may be held partially liable, even if the other party is primarily at fault. This is because higher speeds are associated with increased operational risk.

Insurance Implications: Your insurance coverage may still apply, but the insurer could reduce compensation if it's determined that your excessive speed contributed to the accident's severity.