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Whats a useful moneysaving tip you want to share?
(lazysoci.al)
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this post was submitted on 01 Jun 2025
64 points (98.5% liked)
[Migrated, see pinned post] Casual Conversation
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That system only exists because it's profitable for PayPal. Enough people can't manage paying it off fast enough. And the spying on purchase habits but that's unavoidable with any card. Just be honest with yourself before you start trying to farm credit card perks.
It is because credit card companies charge a fee to vendors. It is sizeable enough that credit card companies will offer 1% back so they can make money on the other 2%-4%.
I'd wager it is the 15% or more they can sucker half of people into paying. Cash back is bait.
The premium credit cards don't assume standing balances. You typically don't get that much money by being bad with money.
https://www.nerdwallet.com/reviews/credit-cards/paypal-cashback
690 doesn't sound premium
Wow I never knew credit scores could be triple digits.