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this post was submitted on 22 May 2025
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No Stupid Questions
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No such thing. Ask away!
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Look into Care Credit if you're in the US.
Also, that Best Buy credit card can be used for dental work.
Carrying balance on it is border line financial suicide.
Right but OP makes it sound like he thinks a Best Buy credit card is only good at Best Buy.
Other cards like Care Credit may offer no interest for a period of time (Best Buy's Citi card only offers that for Best Buy purchases). Best Buy also used to have two cards, one was a store card that could only be used at Best Buy, and the other one the Citi card. Not sure if the store card is still offered.
Some store cards come in 2 varieties and are not visa/Mastercard, etc, and will only work at the named store.
Usually, a card branded only for the store requires lower credit scores vs. an actual Visa/MC etc.