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I agree with you about not timing the market.
I did not give advice. I answered a hypothetical question. I even prefaced my response to show I wasn’t knowledgeable. Did you miss that part? It was right there at the beginning of the text that you have a problem with.
Let's break down your comment. You start off by saying you're not an expert. Okay. Fine. But then you say the method that has personally made you money. Nowhere in your response so you say the risk level you are comfortable with or that timing the market is incredibly difficult. So someone new to investing who reads this may interpret this as advice. I replied by saying that you shouldn't time the market because it's risky, in order to add clarity things for new investers. So I don't see why you are upset here. I wasn't personally attacking you so please don't get offended.
I’m not offended. I was a bit of an asshole though and I apologize for that but I wasn’t offended. Your point about timing the market was valid.
I know it wasn’t personal but you did ‘attack’ my comment. Not the right word but I hope you get my meaning.
This is why I replied the way I did. I was not giving advice, but we know that already.
As for you advising new investors, good on you. I was not trying to do that. I was trying to answer a hypothetical question with knowledge from personal experience.
I actually considered writing “This is not financial advice” in the original comment but thought my preface was enough.
Ah yea man I get it. I meant that statement in general. Not like you personally gave bad advice. I'm sorry. I wasn't clear with my reply. And my other comment was rude. So I apologize.