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Dude. A backup in the same computer is not a "backup". You should have a separate network attached storage (nas) and a script like syncthing backing up to a different hard drive (the nas). If you don't want to do it yourself, you can buy a all in one device that has the software and hard drive all in one.
If you are not saving things to a remote location, you will lose all your shit in a flood or fire. Remote storage has gotten cheap enough to make it practical.
Hetzner storage boxes cost 3.8€/month for 1TB, which is more than enough for the important things people have.
Backblaze is 70$/year for unlimited data.
That's why I'm saving my computer as my one thing. ;)