Imagine seeing a car price go up every week. Interest rates go up a full point every 6 months. Next month you might be able to afford it but next month it's gone up 4k and another point.

Companies are making money and people keep buying cars so they keep increasing prices.

I get your point but when you as a person are removed entirely from the equation then you no longer have a stake. How many Americans have no savings, no investments and work a miserable job that doesn't pay the bills? Do you think they give a fuck if it all comes crashing down? They probably do but a lot less than everyone else.