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Worked in insurance for a few months and saw someone with an $8000 deductible.
Was denied life-changing, medically necessary weight loss surgery because my company has less than 50 people employed.
I had to live with a failed gallbladder for a month and a half while the insurance decided if they were gonna pay for surgery. I lost 20lbs in that time because I couldn't keep anything in my body. I almost died.
One health care facility near me doesn't accept patients who work at or have previously worked at their competition.
Had my ankle reconstructed last year and the surgery alone billed for $16,000. A piece of foam for my walking boot billed for $150.
My headache medicine would cost me around $1000/month if I didn't have insurance. With insurance it's $40/month. My pharmacist helped me sign up for a discount card through the manufacturer so now it's only $5/month somehow
Got some medical bills sent to collections before the bills ever reached me. By email or paper mail. Haven't paid any of them and I don't plan on ever paying them because fuck the people who just sent that shit to collections. Also medical debt is dumb and you just don't have to pay that shit. They eventually stop bugging you about it and I haven't seen it reflect on my credit score ever.
A 20 min ambulance ride, with amazing insurance was billed for $575.
My sister almost broke her spinal cord and the insurance gave us the runaround after the corrective vertebrae surgery.
The VA didn't want to cover the cost of my grandfather's leg amputations that were a direct result of contact with agent orange in Vietnam.
The VA doesn't want to cover a coworker's therapy and medication for PTSD caused by being stationed in the middle east for 4 years.
The VA won't release my mom's army medical records because she was part of experimental vaccines when she was in the army. She thinks it was anthrax vaccines, but can't be sure because nobody will tell her.
If anyone still needs help with the VA you can reach out to your local American legion or other veterans organization and they can help break through some of the red tape.