this post was submitted on 03 Aug 2023
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I don't know if this is true, but I've heard Visa and other card compabies can sometimes be expensive and difficult to small businesses. Is there something else one could use that's not cash that would be better?

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[–] [email protected] 3 points 1 year ago

If you mean for processing, I’m not sure what would be difficult about one credit card processor over another. The 4 major networks do charge different fees to merchants, so if that’s your primary concern, Visa and MasterCard will typically be the cheapest, but that’s more-so up to your clients and what cards they use.

If you mean for purchasing, I would think the only additional expense to you would be any applicable annual fees (which many business cards do have). There are plenty of business-oriented cards that don’t have annual fees tho, like the Amex Blue Business Cash card. If you value customer service over everything, I’ve personally found Chase to have some of the best customer service from a bank/credit card provider, but many major banks will be competitive in that regard.

If you mean more on the front-end / client-facing side, there are numerous services such as Square and Shopify that can simplify and streamline things, but that of course comes at an additional cost.

Hopefully that helps, otherwise if you can provide some more specific info on what you’re looking for, I or others might be able to provide better help/advice.