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65 is when you are "told" you should retire. Not when you should/must retire. My Mom didn't retire until she was 70, and that was only because she was tired of taking recertification tests. By the way, she still complains there aren't enough hours in the day. My Dad "retired" at 75, but is still writing and such. Myself, I'm a GenX'er, and I'm planning on working (remotely) until I lose my mind and can no longer think coherently. I like to work, and I'm hoping I can do it into my 90+ years. I'm hoping that when I retire I won't notice it, and won't live much longer. Fingers crossed for several more decades of enjoyable work.
Conversely I have seen a lot of folks go down physically and mentally in their 60's. Its sorta luck of the draw if your the relatively robust to 90 vs the heart attack in your 50's