this post was submitted on 31 Jul 2023
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Coalition moves to reverse $40 JobSeeker lift, proposing lift to benefits cut-off instead (www.abc.net.au)
submitted 1 year ago by [email protected] to c/[email protected]
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[–] [email protected] 10 points 1 year ago* (last edited 1 year ago) (1 children)

perhaps having some sort of “earnings bank”

There already is this feature in place for CLink recipients. It's called "Working Credits". But, you can only earn 48 "credits" (being dollars) per fortnight, up to a maximum bank of 1000 on JobSeeker. Source

Their example of how it works:

Janine is single, has no children and doesn’t earn an income. Over time, Janine has built up 1,000 Working Credits as part of her JobSeeker payments.

Janine starts a full time job earning $1,600 per fortnight. In the first fortnight the 1,000 Working Credits reduce the amount we count as income from $1,600 to $600. This means Janine gets some JobSeeker Payment that fortnight. Janine’s Working Credit balance is zero.

The next fortnight all of Janine’s income will count. This reduces Janine’s JobSeeker Payment to zero.

My partner went through this recently. She got a casual job (which is great), and used up all of her working credit for the fortnight. I think the amount you can "bank" is a bit too small IMO. Along with the amount you can earn before you're cut off completely. With Cost of Living going through the roof, she's finding that she has to cut back on food and other essentials because rent is getting ridiculous, shopping for food is getting ridiculous and yeah. Plus the risk of it being casual work, there's no guarantee of shifts.

¯\_(ツ)_/¯

[–] [email protected] 15 points 1 year ago* (last edited 1 year ago) (1 children)

I remember having to do the maths once upon a time, and decide that I didn't want a shift in my part time job, even though I could use the money, because it would effect my payments.
I had to reach an agreement with my employer where they promised to offer me at least X hours a fortnight (I can't remember what it was, and there was no guarantee, just a verbal promise), because there was a point at which I was not only losing the centrelink payment, but I'd lose the rent assistance, and health care card and all the other things, necessitating my reapplying for everything.
To someone on that knife edge of paying rent and eating, with electricity for heating... That was a bit too dangerous to play with.

[–] [email protected] 8 points 1 year ago

Yeah it's an absolutely shitty predicament to be placed in.

My partner was lucky in the sense that she's been given basically guaranteed shifts... but she's off crook with the flu, which she caught from one of her clients. Which means she's going to be up shit creek this fortnight money wise.