The title appears to say it’s Apple’s ideal, not Chase’s.

I just scrolled through them. All had in app payments except for the Arcade one which in itself is a subscription, and the MacOS one. Maybe it’s showing me different ones than to you. :)

Guess what. Not one of them is pay-once. All are subscription-based. I guess getting 30% does skew one’s judgement…

It looks like some sort of reflection