I find solace in doing things that will help others and maybe improve the world. Local food pantries and shelters need help now more than ever. Mutual aid groups can also be quite effective if nonprofits in your area are sparse or otherwise ineffectual.
Perhaps the actions of a few individuals won't change much, but I prefer it to sitting around and waiting for the world to burn to a crisp.
This is a valid concern that folks need to take into consideration. It's all well and good to say that long term liberty is more important than short term security, and I agree with that sentiment, but it's better not to force people to choose.
This is why there are strike funds. In this case, I would recommend mutual aid - even a small group of 5-10 people can work together to save money by buying essentials in bulk. Larger groups can help each other cover rent, form daycare coops, and so on.
Best time to start a group was a year ago, next best time is today.