Tbh, I wouldn't trust the banks to be honest on this one, it would scare away customers.

I saw on interest.co.nz that there are still lots of people on 3-4% who will roll onto ~7% in the next 6 months.

It's definitely not straight forward doom and gloom but one to watch.

I'd say there will definitely be people struggling soon but how much, hard to say. Too early to call it but if I couldn't handle the current rates I'd be talking to my bank early.

Not sure how much use it would get but i wouldn't mind catching a train from welly to napier instead of driving

We got a heat pump dryer from trade depot after the first lockdown. Gets daily use and still going strong.

https://tradedepot.co.nz/vogue-breeze-heat-pump-dryer-8kg-white/

It's made by Midea, one of the largest appliance manufacturers in the world. Trade depot can be a bit sketch, esp with warranty i hear so YMMV.

I get at least half a dozen per week, i forward them all to DIA on 7726

Yikes