It should be fine if you have the "it's good enough" mindset and don't mind things occasionally taking a bit longer to load while there are people streaming 4K content.
this post was submitted on 29 Nov 2023
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4K streaming is around 25Mbps, so x2 = 50Mbps, still doable.
I think you can "get away" with 75Mbps. Try to avoid streaming over wifi if possible and use a wired connection. I just checked out the deals in my area and the 400Mbps plan was $10 cheaper than the 200 plan - so see what your other options are and if it would make more sense for you.