Maybe you've seen this already: https://www.truecable.com/blogs/cable-academy/when-lightning-strikes-ethernet-data-cable-and-lightning-protection
I'm of the persuasion of your second paragraph. I don't take any special precautions with what I inherited (the cable is a direct-bury with 2x coax and 2 x CAT5E. I figure if something hits nearby there are going to be a lot of problems. (A disclosure we were given when we bought our house - lightning hit the well head something like 15 years prior!
I agree with the great suggestions by u/RedFive1976 in terms of what you can reasonably do.