UK when?
this post was submitted on 14 Nov 2023
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Apple Pay and Tap to Pay is not the same thing people.
Tap to Pay uses another iPhone to accept the payment not a traditional terminal.
To be fair, it’s a confusing name. When I think “tap to pay”, I think about making a payment, not accepting a payment. Call it “Contactless Payment Acceptance” or something. “Accept Payments via Tap”
Really highlights that they named it very poorly
I used tap to pay numerous times in October 2021 and February 2023 while in Paris. It seemed that almost anywhere you could tap to pay at all allowed Apple Pay.
A buddy of mine told me that this very morning. We are still far behind in terms of implementation though, as far as I know you can’t take out cash with Apple Pay on an ATM.
Portugal already has an app for that, universal use. Can’t imagine France not having one
I didn’t even know this feature existed. Seems like places like farmers markets would have adopted it, but I still only see Square and similar.
I’ve used this on an iPhone with the Square app before at a small business. In the States.
I believe it also just launched or will soon in the Netherlands
Interesting, this could really eat the lunch of Square because if you don’t need additional hardware to accept payments 🤔
I thought the idea of it was that apps like Square could make use of the built in NFC to accept the payment without requiring an extra dongle.
But the Square device itself is a dongle, sure it’s Bluetooth and not tethered to the device, but Apple has set up a system that removes the Square device from the equation
Square have already integrated with Apple's Tap to Pay in some countries.
https://squareup.com/help/au/en/article/7786-get-started-with-tap-to-pay-on-iphone
I see in Australia, but I don’t see if it’s possible in Canada 🤔
… uh Square is using this integration.
Except now Apple is saying you don’t need the Square device to accept payments.
So Square loses out from the processing fees from each transaction if Apple does it itself on the iPhone directly
That’s not true though. The payment processing still runs through square. The hardware is Apple.
Really? Then this is sloppy writing:
“No additional hardware or credit card machine is required to use Tap to Pay on iPhone. The feature uses NFC technology to securely authenticate the contactless payments, plus the feature also supports PIN entry, which includes accessibility options.”
That says to me Square is out of the circle 🤷♂️
I used this the other day in the Apple Store. Was super painless and in my case used an iPhone to “tap” the other iPhone to pay.
People shit on Apple a lot, but the experience was almost entirely seamless. (The only part that didn’t quite do it was the need to change my region since I was buying in a different country, so they could pull my details in their app via the QR code).
Wen Canada
It’s crazy to think that not every country has this, considering how ubiquitous it is in the states now.
Lol I’m visiting the USA right now, it’s not ubiquitous at all. Go around Europe, like Netherlands, to see what proper adoption looks like.
One great big flaw with this. (I use it) When it asks for chip and pin you're fcked.
This happened to me the other day. It started that "this transaction needs to use chip and pin "....if I didn't have a back up reader the customer would not have been able to pay!
Good idea in principle...but flawed.
I what cases does it require that?