My format is YYYY/MM/DD.MM.YYYY, so you have organized every month in a folder. Has been working for me for almost the last two years.
Then for the template, I have something like
#journal (tag)
## Daily tasks
A callout ([!NOTE]) with some tasks that i should do everyday + the ones that emerge
## How I feel today?
Where I write about my day and my thoughts
## 3 things that went well
A callout ([!SUCCESS]) with a numbered list
## [Random Wikipedia page](http://en.wikipedia.org/wiki/Special:Randompage)
I always rename the text for the page and the link as well
## My wordle try