Just 7% Texas homeowners have federal flood insurance. The July 4 floods, like other disasters before it, are forcing people to rethink that (www.kut.org)

submitted 1 week ago by [email protected] to c/[email protected]

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[-] [email protected] 10 points 1 week ago

I mean they can rethink it all they want but it's really hard to get flood insurance in most of Texas.

[-] [email protected] 5 points 1 week ago

at this point its hard just to get regular homeowners insurance. i have had to change twice due to them pulling out of the state.

[-] [email protected] 4 points 1 week ago

And it’s expensive too, sometimes higher than your home insurance premium.

[-] [email protected] 5 points 1 week ago* (last edited 1 week ago)

Very few people are rethinking anything in Texas. People don’t have the money to spend on stuff like flood insurance unless their mortgage loan provider mandates it. Most people would rather play the odds.

this post was submitted on 18 Jul 2025

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