Is this referring to the US government's debt? Credit scores aren't given by the government; they're given by credit agencies, who, incidentally, also give the US government a credit score (which was just downgraded recently).
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Ya, I don't get this.
That being said, credit scores are ridiculous -- a private company stealing all your most sensitive financial data, better than Facebook or Google could ever do, because your BANK is complicit in sending these unauthorized private entities all your data.
Oh, and they're not good at securing your data
Don't forget that part!
Credit scores are ridiculous, and everyone needs to know it.
Bring back the small town savings and loan! We don't need some multinational reducing us down to a blip on a computer screen. These are real people, with families, and they deserve respect!
Christmas is just a few months away. I think I already have It's a Wonderful Life on the brain!
Oh yes, be your own bank, until your house burns down.
Also, the people giving you a credit score (Equifax, Experian, Transunion) are not $30,000,000,000,000 in debt. The credit bureaus work with the banks, which buy bonds from the government. The bonds are the debt, and the funds from their sale give the government money to spend.
So it would be more accurate to say that the people giving you a credit score are holding the $30,000,000,000,000 debt.
The meme is technically incorrect, the best kind of incorrect.
With their "proprietary" algorithms. Banking system sucks.