Battle passes and most microtransactions in games. Day one patches, and GaaS games, always online games and expiring media licenses. VAC bans on Steam.
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The mortgage.
Yep. Totally insidious. Everyone accepts it like fish in water. But the banks don't own the money they are lending into existence it's created out of this air. If a bank has 1 dollar savings they can leverage that to create 30 dollars for a mortgage. As in almost no minimum liquidity reservation requirement.
It artificial drives up the cost of housing. It consolidates wealth upward and it should be illegal.
So much shit around bicycles is a scam because barring some major inventions like shocks for mountainbikes or maybe carbon frames it's very much a solved problem, but it doesn't fit into a capitalist economy if everybody just buys one bicycle and then occasionally parts for it to fix it.
Credit cards and everything to do with the debt trap.